February 2014 Archives

Pros and cons of wills and trusts for retired men and women

Residents of Florida who are retired or currently contemplating retirement may be interested to read the details of a recently published article. The article outlines the nature of both wills and trusts, while also highlights the benefits and drawbacks between the two.

Intra-family loans can provide numerous benefits

When a Florida parent or other relative wants to help a younger family member financially, an intra-family loan may provide benefits not previously considered. Even though bank loans continue to carry historically low interest rates, the requirements for obtaining one can be intimidating, as banks continue to be stringent on borrower qualifications. A loan between members of a family can also carry low rates, as long as they meet the minimum levels established by the Internal Revenue Service.

Financial crimes against the elderly rising

Florida readers with elderly relatives may be interested to know that financial abuse of elders is on the rise. It is a crime that is under-reported with only an estimated 44 percent of cases being reported to authorities. Since 70 percent of the country's wealth is in the hands of people 50 and over, the problem emphasizes how important it is to make sure estate planning documents are in order.

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